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Posted 8 October 2020
By DustedPenny
There are so many money-saving apps out there you should download. These apps can save you a fair amount of money just by shopping online or in stores.
If you buy groceries or even need a service for your car, some of these apps will give you money back. All you have to do is to download the once you are interested in and start saving. Some people save hundreds of dollars from these apps. It is pleasant and beneficial because you can use the money to buy other essentials or save it for something important. You have to be patient with some of these apps because your cashback or rewards could take longer. It could take up to a month or two for some of the apps to pay; they verify to make sure you made the transaction. These apps work with retailers or sometimes directly with brand owners to get discounts or kickbacks to send their customers. Some of these apps require you to have a bank-issued credit card because this is one way to verify you made the transaction and avoid fraud. You can go ahead and join and download these apps to your phone to start saving. 1. Ibotta Do you want to get cashback for buying groceries? If yes, then join this app. Ibotta is one of the masters in the grocery cashback game. They’ve been given customers money back for many years. You can also get cashback from other things on their app. However, they are not the only ones doing this. They have given over seven hundred million dollars to their members. Suppose you want to get a piece of the pie. You can join ibotta and start saving. 2. Digit Assuming you tried saving money only to squander it or you are new to the game and don’t know-how, Digit is for you. Digit has helped people save over two billion dollars. They are a member of the FDIC. Safety is their number one priority, and your money will always be safe. They have an algorithm that calculates how much is coming in and going out from your account. And with that analysis, Digit will determine how much to take out and save so that you can start earning interest. You should expect a one percent interest rate. Although you’ll pay a monthly fee, the returns are much more significant, especially if you want to grow your income. 3. Qapital Have a big saving goal like saving to buy a car? I know you might think it’s not possible to get this going. No to worry, Qapital is here for you. Qapital will appropriately manage your savings. What you can do is set a goal, and then you start adding money to it. You can set up an autosave rule so that any action you take will reflect on your savings. For example, you can choose a certain amount of money to put aside when you pay for gas. The cool thing about this app is that it’s hands-free. You can always come back to see your progress. And when you have saved up, then you can withdraw the funds. 4. Kidfund I know, nobody can determine what the future would be like for anybody, but you can surely give your child a fair amount of money when they are of age. A weird calculator on Kidfund shows that if you set up a savings account for your child and give your child, for example, $50 every week for ten years, your child will be $26,000 richer. It is just a way to help your child pay off any debt or help them start something. 5. Quicken Although Quicken has been helping businesses and making sure they are still open by monitoring every expense. They can also help to do the same for you. When you join and create an individual account, you can use Quicken’s sophisticated software to track all your spendings and savings. For those that like to budget, this is absolutely a good fit for you. You can set up how much you are willing to spend and how much you want to save. 6. Honey Honey is very easy to install. If you have a laptop, you can add their extension. With honey, you can save online from shopping. When visiting online stores like Amazon, you can click on the extension, and honey looks for a better deal before buying something. Honey, will immediately scan from their over 30,000 merchants and find you a better deal, and when they see a deal, they will add a discount to your cart. See it as a coupon app, but in this case, you don’t put in any code; they automatically apply that to your cart. |
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